We offer a wide-range of health options for you and your family. Everyone is different, and we know that it is important for you to have a variety of health plans to choose so you can find what works for your lifestyle and financial picture.
A Major Medical Health Insurance Plan is a type of medical insurance policy that provides benefits for a broad range of inpatient and outpatient healthcare services.
Open Enrollment for 2020 runs from 11/1/19 to 12/15/19. Plans and rates for 2020 will not be available for viewing until 11/1/19. Plans sold during Open Enrollment have an effective date of 1/1/20. If you miss the 12/15/19 enrollment deadline, you won’t be able to receive ACA-compliant coverage in 2020 unless you qualify for a Special Enrollment Period.
Also known as Short-Term Health Insurance, NON ACA plans can be an affordable alternative for some that want health coverage for an unexpected illness or injury, but can’t afford ACA major medical insurance. If you’re healthy and don’t need coverage for maternity, mental health, substance abuse, or a pre-existing condition, then a NON ACA may be your best choice.*
Medi-Share is an affordable biblical-based alternative to Health Insurance. It is a healthcare-sharing ministry where members share each other’s medical bills. Members are exempt from the ACA mandate to purchase insurance or face financial penalties.**
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*Short-Term Health Insurance is medically underwritten and does not cover pre-existing conditions. The coverage does not meet minimum essential requirements, meaning signing up for this coverage may result in a tax penalty.
**Medi-Share is not insurance or an insurance policy nor is it offered through an insurance company. Whether anyone chooses to assist you with your medical bills will be totally voluntary, as no other member will be compelled by law to contribute toward your medical bills. As such, Medi-Share should never be considered to be insurance. Whether you receive any payments for medical expenses and whether or not Medi-Share continues to operate, you are always personally responsible for the payment of your own medical bills. Medi-Share is not subject to the regulatory requirements or consumer protections of your particular State’s Insurance Code or Statutes.