Of course, no one plans to have a serious accident, so when one happens, the financial consequences can be devastating. According to the National Safety Council, automobile accidents are the #1 cause of all accidental deaths.**
Under this plan, you can insure yourself, as well as your eligible dependents— providing benefits for losses caused by accidental bodily injury. Choose from benefit amounts of $250,000 or the maximum benefit amount of $500,000.
Members of The Florida Bar and employees of The Florida Bar members, actively at work, and under the age of 70, are eligible for guaranteed acceptance into the Accidental Death & Dismemberment Insurance (AD&D) plan.
If you choose Enrollee & Family coverage, your dependents’ coverage is as follows: (I) Spouse Only – Insured at 50% of Enrollee Amount; (II) Children Only – Each child Insured at 15% of Enrollee Amount, not to exceed $25,000; (III) Spouse & Children – Spouse insured at 40% of Enrollee Amount. Each child insured at 10% of Enrollee Amount, not to exceed $25,000. Dependent children are eligible to age 21, or to age 25 if a full-time student.
* Basic AD&D coverage is provided by the group policyholder on a complimentary basis and may be discontinued at any time at their discretion.
** National Safety Council, Injury Facts, 2014 Edition
Accidental Death and Dismemberment (AD&D)insurance coverage is provided under the terms of a group AD&D insurance policy, Group Policy #65782-4, issued and delivered in the state of Illinois to The Florida Bar as the policyholder. The group AD&D insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Business Planning Concepts, Inc. dba Member Benefits, an insurance administrator licensed in the state of Florida.
|Principal Benefit Amount||Member Only||Member & Family|
Rates do not increase with age. Rates are group rates and will not be changed unless they are changed for all insureds in your classification.