Long Term Care insurance (LTCi) provides protection to cover the costs of a wide variety of services people with prolonged illnesses, disabilities or cognitive disorders require. LTCi pays for these services in nursing homes, adult congregate living facilities, private homes, residential facilities and adult day care centers.

Coverage specific to your situation.

Purchasing Long Term Care insurance is very involved and very specific to each individual situation. It takes a Long Term Care Specialist to match you with the right options, carriers and companies. You will be matched up with one of our licensed Long Term Care specialists that can provide information to you over the phone, via email, and also meet with you in person, if necessary.

Access to Top LTCi Carriers.

This program is not exclusive to one insurance carrier. Instead, members have access to many of the top carriers in the industry with potential association discounts we’ve negotiated on your behalf. This helps to ensure the best possible rates. We do the shopping for you and provide an apples-to-apples comparison of plans. Also, individuals with typically uninsurable health conditions (such as Multiple Sclerosis) may be able to get coverage through this program.

Member savings opportunities.

  • Up to 5% Association Discount*
  • Up to 40% Spousal/Partner/Significant Other Discount
  • Up to 20% Preferred Health Discount
  • Up to 10% Increased Deductible Credit
  • Up to 10% Savings by applying before your next birthday
  • Up to 5% Small Business Discount

Note: Not all discounts are eligible in all areas or by all providers.
*Association discounts available only through qualifying associations.

Watch our FREE Webinar to learn more about common causes for long-term care, long-term care myths and facts, and how LTCi can protect you and your family from financial burden.

Request a free plan comparison and no-obligation quote.

Recent long-term care news.

How to Minimize Your Long-Term Care Risk

Watching a loved one struggle with living independently in their old age is hard — being the one struggling must be even harder. Activities of Daily Living (ADLs) are used as a way of determining a person’s ability to live independently or see if they need help. That help can range from a family member …

Dispelling 3 Myths of Long-term care

How much of our lives do we spend thinking about the future? When we’re kids, we think about what we’re going to be when we grow up, what our first car will be, whether or not we’ll get married or if we’ll have children of our own. At some point, we stop thinking about the …

How To Know When A Loved One Needs Long-Term Care

Studies show that roughly 70 percent of individuals aged 65 or older will require long-term care at some point. But determining just when a loved one may need long-term care can be difficult both mentally as well as emotionally. To help make things easier, here are some key factors to look for when determining if …