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An additional layer of liability protection.

Group Personal Excess/Umbrella Liability Program

If a suit is filed against you for damages — and your regular liability coverage is exhausted on your home, automobile, watercraft or recreational vehicle policy — an excess/umbrella liability policy will cover additional damages.

Personal liability coverage that addresses this risk is hard to find on the open market. A group program, on the other hand, offers access to high coverage limits and broad categories of covered liability perils at group rates and with group underwriting.

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Benefit Highlights

  • Limits available from $5 million to $30 million
  • Broad, worldwide protection for personal injury (including libel and slander)
  • Property damage coverage that encompasses unlimited owned and non-owned vehicles, homes and watercraft
  • Allows for variation in participant liability limits
  • Defense costs are paid outside policy limits
  • Optional coverage for employment-related claims brought against the insured by domestic staff