The Private Health Insurance Exchange is available to members of The Florida Bar, spouses, employees of members, Paralegals, and Law Students. Shop for health plans from leading providers. We offer a wide-range of health options for you and your family. Everyone is different, and we know that it is important for you to have a variety of health plans to choose so you can find what works for your lifestyle and financial picture.
A Major Medical Health Insurance Plan is a type of medical insurance policy that provides benefits for a broad range of inpatient and outpatient healthcare services.
Also known as Short-Term Health Insurance, non-ACA plans can be an affordable alternative if you need health coverage for an unexpected illness or injury, but can’t afford ACA major medical insurance. If you’re healthy and don’t need coverage for maternity, mental health, substance abuse, or a pre-existing condition, a non-ACA plan may be your best choice.*
No need to jump to multiple websites to compare plans. Members now have an easy way to evaluate every available plan from leading companies such as Aetna, Florida Blue, UnitedHealthCare, and Cigna. Opon renewal, you’ll have the ability shop and compare your plan with the most up to date health plan options to ensure that you always have the most competitive coverage.
Is it possible to have more options and keep the decision process easy? Absolutely! This is where our private exchange thrives with the “Best Fit” tool. “Best Fit” is much more than an interactive decision support tool. It’s a whole new approach to insurance shopping, helping you make more informed and personalized decisions across a range of plans – all through an engaging interactive experience. “Best Fit” guides you through the buying process by asking a few simple questions and then suggesting the plan that best fits your individual needs. Matching your requirements with the most suitable deductible, coinsurance, copays, prescription drug coverage, and provider network can dramatically reduce your total out-of-pocket costs and save you money.
We know time is money, especially with attorneys. From basic questions to in-depth consultations, it’s important to have a live person awaiting your call when you need help. It’s also important to work with an advisor that takes the time to develop specific knowledge about you and your family. Our dedicated team of Benefits Counselors are specially trained to work with attorneys and can provide you with expert advice about each health plan. They have already helped thousands of members with common inquiries like checking provider networks, making sure prescription drugs are covered, and explaining difficult to understand insurance jargon.
If you’ve ever had an issue with your coverage and had to deal directly with your insurance carrier, you know how valuable it is to have an advocate on your side. Billing errors, lost ID cards, problems with claims, and changes in your family status are all common occurrences that require time and effort. Instead of spending your valuable time waiting on hold, let us do the heavy lifting. Our Service Team has “premier” level access to insurance company service departments. Sometimes you just have to get through to the right people to get your issues resolved and we are experts in that area.
The leading health insurance providers in the state of Florida all participate on the exchange. All health insurance plans and rates are regulated by the Florida Department of Insurance. You will not find better pricing with any of these providers, even if you purchase directly from the carrier. The private exchange can also help you determine if you’re eligible for a government subsidy and assist you when applying.
You also have access to special member group pricing on useful benefits such as dental, vision, life, long-term disability, AD&D, ID theft, telemedicine, Pet Insurance, and more. Plans are offered by some of the best and well-known providers in the U.S. like MetLife, Guardian, Teladoc, Lifelock, and VPI.
*Short-Term Health Insurance is medically underwritten and does not cover pre-existing conditions. The coverage does not meet minimum essential requirements.
**Medi-Share is not insurance or an insurance policy nor is it offered through an insurance company. Whether anyone chooses to assist you with your medical bills will be totally voluntary, as no other member will be compelled by law to contribute toward your medical bills. As such, Medi-Share should never be considered to be insurance. Whether you receive any payments for medical expenses and whether or not Medi-Share continues to operate, you are always personally responsible for the payment of your own medical bills. Medi-Share is not subject to the regulatory requirements or consumer protections of your particular State’s Insurance Code or Statutes.