You might be surprised to learn that accidents are the third leading cause of death in the US, behind heart disease and cancer. Aside from the tragic human toll these losses take on surviving loved ones, the financial stress of the resulting loss of income for families following the death of a breadwinner can take its own toll.
Accidental Death & Dismemberment (AD&D) insurance can be an important tool for providing added peace of mind, and for helping to ensure your family’s financial wellness in the event of a fatal or non-fatal accident.
While life insurance and AD&D insurance are similar in that they provide payouts to designated beneficiaries in the event of death, AD&D insurance differs in that it provides support should you suffer a life-changing injury that could impact your ability to provide for loved ones. Such accidents could involve the loss of a limb, a hand, foot, sight in one eye, speech, or hearing, among others.
As a valuable benefit of your membership, The Florida Bar Member Insurance Programs site offers affordable AD&D insurance. As a member, you also qualify to receive $10,000 of basic AD&D insurance at no cost to you.* What’s more, you can choose to receive $250,000 or $500,000 of additional optional AD&D coverage for a very competitive price. Acceptance is also guaranteed for those under the age of 70 — there are no medical exams or questions.
Our team of benefits counselors is standing by to help guide you to a plan that best suits your unique needs.
* Basic AD&D coverage is provided by the group policyholder on a complimentary basis and may be discontinued at any time at their discretion.