Health spending accounts are used to pay for medical expenses that your healthcare plan doesn’t cover, such as deductibles or copays. They’re part of what’s called consumer-directed health care. Consumer-directed means you manage more of the money you spend on…
Having a child move away to college can be an exciting yet emotional experience for many parents. However, while making sure your child is registered for classes and has everything they need for his or her dorm room, there's one…
In the past, many people went without health insurance for a number of reasons. Often people see this coverage as something that's only beneficial if you get sick. When you're relatively healthy, it might seem like a good idea to…
The Affordable Care Act (ACA) mandates that all healthcare plans offered in the United States provide coverage for certain "essential benefits" beginning in 2014. Also known as mandated benefits, these benefits are designed to ensure every American receives coverage for…
In today's world of readily available processed and fast foods, it's more difficult than ever for busy people to make healthy eating choices. However, with more than two-thirds of Americans classified as overweight or obese, there has never been a…
Many of these FAQs were also covered in our recent webinar in more detail. Click here to watch the webinar replay. What is Open Enrollment? Open enrollment refers to the specific period of time each year when you can enroll…
Did you miss our webinar on Open Enrollment? Don't worry -- you can now watch the replay of our popular webinar, "Top 10 Things You Need to Know for Health Insurance Open Enrollment 2016" below. The informational webinar covers enrollment terminology,…
Thank you for your interest in getting coverage. The 2016 Open Enrollment does not start until November 1, 2015, but get prepared by reading the below information. Open Enrollment is from November 1, 2015 - January 31, 2016. In order…
Here are some important things to help guide you through the 2016 Open Enrollment process: You may have received a confusing letter from your health insurance carrier about the 2016 year. Don't worry, your benefits counselor will help you navigate…
Overwhelmed by all of the healthcare terminologies? Here's a quick cheat sheet with all you need to know. Coinsurance: Coinsurance is your share of the costs of a covered healthcare service calculated as a percent (for example, 20 percent) of…