Long-term care is a tough subject for anyone to discuss. But not taking action could mean significant difficulties for you or your family later in life. Did you know that once long-term care is needed, the average American loses their…
In order to make the most of your insurance plans, it is important to understand the difference between various insurance products offered. Long-term and short-term disability insurance are two products that many people are often confused about. Here’s what you…
A new report from Accenture shows that 6 million Americans with workplace coverage in 2014 received their insurance through privately run health insurance exchanges. That’s double the number from the year before. The private insurance marketplace offers individuals not only…
The time to start thinking about long-term care insurance isn't when you're ill and in need of either home health care or a nursing home. By then, it will be too late. Unfortunately, many people in situations very similar to…
No one likes to think about accidents and the possible effects one could have on you and your family. However, to entirely ignore such topics is not a wise financial move. It’s your responsibility to make sure there are provisions…
Life insurance is often thought of as a one-time thing that should be taken care of and then forgotten about. This is not a wise way to view your life insurance goals. Individuals should review their life insurance policies and…
You have a small window each year to enroll in health insurance. For 2015, this window closed on February 15th and will not open again until November 1st. However, the Affordable Care Act allows you and your family to sign…
In the landscape of family issues, few topics are more difficult to approach than that of aging parents. Regardless of your economic background or your relationship with your parents, these topics prove to be difficult for individuals across the board…
For many patients, Medicare is incredibly helpful. It reduces overall procedure costs, and it can lower prescription costs. However, specialized treatment, unaccounted for fees, and hidden procedural requirements may add extra costs you weren’t expecting. If you are on Medicare,…
You love your pets and you think of them as treasured members of the family, which is why you may be considering the option to buy a pet insurance policy. Specifically, pet insurance is designed to help cover medical expenses related…