How to Cope With Medical Bills
If you are stressed out with medical bills, it’s time to develop a game plan for tackling your debt so you can eventually put it all behind you. No matter how much or how little medical debt you have, there…
WEBINAR REPLAY: Avoid Financial Pitfalls by Planning for Long Term Care
Long-term care is a tough subject for anyone to discuss. But not taking action could mean significant difficulties for you or your family later in life. Did you know that once long-term care is needed, the average American loses their…
Long-Term vs. Short-Term Disability: What’s the Difference?
In order to make the most of your insurance plans, it is important to understand the difference between various insurance products offered. Long-term and short-term disability insurance are two products that many people are often confused about. Here’s what you…
Private Health Exchange Enrollment is On the Rise
A new report from Accenture shows that 6 million Americans with workplace coverage in 2014 received their insurance through privately run health insurance exchanges. That’s double the number from the year before. The private insurance marketplace offers individuals not only…
The Best Time to Purchase Long-Term Care Insurance
The time to start thinking about long-term care insurance isn't when you're ill and in need of either home health care or a nursing home. By then, it will be too late. Unfortunately, many people in situations very similar to…
What You Need to Know About AD&D Insurance
No one likes to think about accidents and the possible effects one could have on you and your family. However, to entirely ignore such topics is not a wise financial move. It’s your responsibility to make sure there are provisions…
When Should You Review Your Life Insurance Needs?
Life insurance is often thought of as a one-time thing that should be taken care of and then forgotten about. This is not a wise way to view your life insurance goals. Individuals should review their life insurance policies and…
WEBINAR REPLAY: Missed the Open Enrollment Deadline. Now What?
You have a small window each year to enroll in health insurance. For 2015, this window closed on February 15th and will not open again until November 1st. However, the Affordable Care Act allows you and your family to sign…
The Dangers of Avoiding the Tough Conversations
In the landscape of family issues, few topics are more difficult to approach than that of aging parents. Regardless of your economic background or your relationship with your parents, these topics prove to be difficult for individuals across the board…
The Unexpected Costs of Medicare
For many patients, Medicare is incredibly helpful. It reduces overall procedure costs, and it can lower prescription costs. However, specialized treatment, unaccounted for fees, and hidden procedural requirements may add extra costs you weren’t expecting. If you are on Medicare,…