What is Accidental Death & Dismemberment Insurance (AD&D)?

Would your ability to earn a paycheck be impacted if you were to suddenly lose your speech, hearing, or a limb? Would your family experience financial difficulty if you lost your life in an accident?

If the answer to either question is ‘yes,’ you may benefit from accidental death & dismemberment (AD&D) insurance coverage. AD&D insurance is designed to help you and your family meet the financial challenges that come with experiencing a life-altering accident.

Keeping You Covered

A life-changing accident can happen at any time. And according to the CDC, accidents are the third-leading cause of death in the United States – claiming more than 167,000 lives in 2018 alone.

AD&D insurance is similar to life insurance in that it pays a benefit to your beneficiary(ies) if your death is the result of a covered accident. But unlike life insurance, an AD&D insurance policy can also pay a benefit to you if you experience a serious injury resulting in the loss of a limb, a hand, foot, sight in one eye, speech, or hearing, among others.

A Valuable Benefit of Your Bar Membership

As a member of The Florida Bar, you can enroll for $10,000 of basic AD&D insurance coverage at no cost. During enrollment you’ll also have the option to purchase additional coverage for a low monthly rate.

To activate your complimentary coverage or learn more about all of the other products available to you through The Florida Bar Private Insurance Exchange, visit our AD&D page today.