Life insurance has long served as a crucial financial safety net for families and households experiencing the loss of a loved one. In 2019, the life insurance industry benefits and claims reached over $760 billion according to the Insurance Information…
Social distancing guidelines and safer-at-home recommendations that resulted from the COVID-19 pandemic have forced families, businesses, governments, schools, and healthcare systems to figure out entirely new ways to operate. Ingenuity, innovation, and new technologies have allowed many to adapt to this…
While health insurance enrollment is typically only available during the annual Open Enrollment period at the end of the year (unless you have a qualifying life event), the 2021 American Rescue Plan Act (ARP) led to the creation of a…
Despite best efforts on behalf of businesses and consumers alike, cases of identity theft and fraud have continued to rise. In 2020 alone, an estimated 1.4 million cases had were reported, more than double that of the 650,000 reported in…
It is estimated that roughly 70 percent of people turning 65 will need some type of long-term care service in their lifetime. But needing long-term care is not something strictly determined by age. Instead, the threshold for determining whether a…
It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the…
When was the last time you thought about your group health insurance and benefits offerings? Maybe it's not something you think about every quarter (or even every year) but in today's economy, employer-based health insurance and benefits packages have never…
Millions of Americans have had to adjust to working remotely due to the COVID-19 pandemic. While some offices and businesses have reopened their doors, there are many others that are still enforcing remote working conditions. In addition to all the…
On Thursday, January 28, 2021, President Biden announced plans to reopen the federal health insurance markets for a nation-wide Special Enrollment Period. This action is being taken in response to the massive economic effects of the COVID-19 pandemic which has…
You might be surprised to learn that accidents are the third leading cause of death in the US, behind heart disease and cancer. Aside from the tragic human toll these losses take on surviving loved ones, the financial stress of…