What do you do when your insurance deductible is so high that it doesn’t even seem like you have insurance but that’s all you can afford? For some people who seldom seek medical treatments, this doesn’t really bother them. But for others whose only option is a plan with a high deductible, this can prove …
When the air turns cooler and the autumn breeze picks up the holiday season is never far behind. It is a time for family, friends, good food, shopping for gifts, and enjoying each other’s company. But what happens when you can’t seem to find your holiday spirit? Just because your holiday spirit is lacking doesn’t …
Member Benefits own CEO Chip Trefry had the pleasure of sitting down with the hosts Christine Bilbrey and Jonathon Israel of The Florida Bar Podcast recently about year-end insurance planning for law firms. To list to the full audio, please click here. To learn more about Group Health Insurance, Disability Insurance, Cyber Security, and more, …
Open Enrollment 2018 is just around the corner and for many, this is the only time to secure health insurance coverage for you and your dependents. Since the beginning of the Affordable Care Act, the term Open Enrollment refers to the specific period of time each year when an individual can enroll in, or switch, …
Here are some important reminders to help guide you through the 2018 Open Enrollment process. You may have recently received a letter from your health insurance carrier about the 2018 year. If the letter was confusing, don’t worry—a licensed Benefits Counselor will help you navigate your health insurance elections for the 2018 coverage year. Need …
We’ve all heard of Health Insurance, but it’s not uncommon to hear the term “Ancillary Benefits” in the same sentence. But while everyone is familiar with health insurance, not everyone is equally familiar with ancillary benefits. So, what exactly are they and should you be offering them to your employees? First and foremost, while health …
The FREEDOM CHOICE 5K PPO is a dental plan that can help you save1 and get the care you need. No matter who your dentist may be, with the MetLife Preferred Dentist Program, the power to choose and save is yours. Here are the facts: You can go to any licensed dentist, in or out …
No one wants to think about their death, and for young professionals just starting their careers and families, the idea of contemplating the unimaginable can be even more unsettling. You are just getting on your feet and the last thing you are prepared to start thinking about are things such as life insurance and Accidental …
Group health insurance is usually provided by an employer and can cover just the employee or even the employee’s spouse and children. Not providing group health coverage could be a major misstep for some companies regardless of size, as there are a number of benefits to providing Group Health Insurance coverage. 1. Lower Costs Than …
For many, the thought of investing in a long-term disability insurance policy may sound like an unnecessary expense. It is estimated that roughly 86 percent of Americans have desk jobs, therefore it is easy to understand why they might be under the impression that they have little to no chance of becoming disabled during the …