According to a Nielson Company audience report, it is estimated that the average American spends over 10 hours behind a screen consuming digital media and content. But is this much screen time actually helping us or hurting us? As it happens, a number of studies have recently come out against the rapid increase in screen …
For home and business owners throughout Florida, Texas, and many small islands in the Caribbean, 2017 will be a year not easily forgotten. After an above average hurricane season that witnessed the formation of some of the largest storms on record— Harvey, Irma, and Maria; the staggering amounts of damage and sheer devastation are still …
From abandoning vices to dedicating time for some inward reflection, there is no denying that the start of every new year is a time for reflection, looking to the future, and abandoning what didn’t work in the past. When was the last time you examined your 401(k) business plan? Do you have a 401(k) plan …
If you and your family have been skipping trips to the dentist, you’re not alone. “For every adult without health insurance, an estimated three lack dental insurance” this comes according to a quote issued by the Kaiser Family Foundation based off of research conducted by the National Association of Dental Plans. A Key Component Of …
What do you do when your insurance deductible is so high that it doesn’t even seem like you have insurance but that’s all you can afford? For some people who seldom seek medical treatments, this doesn’t really bother them. But for others whose only option is a plan with a high deductible, this can prove …
When the air turns cooler and the autumn breeze picks up the holiday season is never far behind. It is a time for family, friends, good food, shopping for gifts, and enjoying each other’s company. But what happens when you can’t seem to find your holiday spirit? Just because your holiday spirit is lacking doesn’t …
Member Benefits own CEO Chip Trefry had the pleasure of sitting down with the hosts Christine Bilbrey and Jonathon Israel of The Florida Bar Podcast recently about year-end insurance planning for law firms. To list to the full audio, please click here. To learn more about Group Health Insurance, Disability Insurance, Cyber Security, and more, …
Open Enrollment 2018 is just around the corner and for many, this is the only time to secure health insurance coverage for you and your dependents. Since the beginning of the Affordable Care Act, the term Open Enrollment refers to the specific period of time each year when an individual can enroll in, or switch, …
Here are some important reminders to help guide you through the 2018 Open Enrollment process. You may have recently received a letter from your health insurance carrier about the 2018 year. If the letter was confusing, don’t worry—a licensed Benefits Counselor will help you navigate your health insurance elections for the 2018 coverage year. Need …
We’ve all heard of Health Insurance, but it’s not uncommon to hear the term “Ancillary Benefits” in the same sentence. But while everyone is familiar with health insurance, not everyone is equally familiar with ancillary benefits. So, what exactly are they and should you be offering them to your employees? First and foremost, while health …